العربية Financial and Banking Sciences Program
Degree Title:
- Bachelor’s in Financial and Banking Sciences
Language of Instruction:
- Arabic.
Duration of Study:
- Four (4) years.
Program Credit Hours:
- The program consists of 136 credit hours.
The Financial and Banking Sciences Program is one of the important and distinguished programs and is offered under the Department of Accounting and Finance. The program was established in the academic year 2007/2008 and is currently considered one of the leading programs within the Faculty of Administrative Sciences.
Students enrolled in the program acquire solid theoretical and practical knowledge in the fields of financial and banking sciences, enabling them to perform efficiently and competently in the labor market.
Admission to the Financial and Banking Sciences Program is conducted in accordance with the University of Science and Technology (UST) regulations, bylaws, and the instructions of the Ministry of Higher Education and Scientific Research. The program is supported by a qualified faculty and teaching assistants with extensive academic and professional experience.
Over the past years, the program has undergone comprehensive development based on sound scientific foundations and international benchmarks consistent with regional and global practices. This development included restructuring the program’s overall framework through the participation of a number of specialists in financial and banking sciences, accounting, and business administration, and in alignment with the accreditation standards set by the Yemeni Ministry of Higher Education. During the development process, extensive benefit was drawn from expertise in academic accreditation through the implementation of several workshops and training courses related to program development and intended learning outcomes, following a specific methodology based on the academic program description models adopted by the Academic Accreditation and Quality Assurance Council for Higher Education in the Republic of Yemen, in addition to benchmarking against similar programs at six accredited regional and international universities.
The Financial and Banking Sciences Program seeks to provide distinguished educational and research services in the fields of financial and banking sciences in accordance with local, regional, and international standards, in a manner that meets development requirements and the needs of the local and regional labor market. This is achieved through the provision of an appropriate educational and research environment, a distinguished academic staff, and an advanced curriculum, all in line with the principles of total quality standards.
The Financial and Banking Sciences Program aims to achieve the following objectives:
- Providing students with the knowledge and skills relevant to the field of financial and banking sciences.
- Developing students’ intellectual capacities related to the financial and banking domain in order to enhance their personal and professional growth.
- Equipping students with professional and practical skills related to financial and banking principles, standards, and procedures.
- Supporting scientific research efforts in the financial and banking field and developing students’ research capabilities and skills in line with contemporary developments in this discipline.
Knowledge and Understanding
A1: Identify the theoretical foundations and concepts in the field of financial and banking sciences.
A2: Recognize the principles of financial analysis and planning, as well as the analysis of financial and banking operations and risks.
A3: Comprehend the theoretical principles of scientific research and their applications in the financial and banking field.
A4: Identify related concepts (managerial, accounting, marketing, economic, legal, statistical, and computational) relevant to financial and banking sciences.
A5: Recognize the professional, ethical, and legal responsibilities related to financial and banking sciences.
A2: Recognize the principles of financial analysis and planning, as well as the analysis of financial and banking operations and risks.
A3: Comprehend the theoretical principles of scientific research and their applications in the financial and banking field.
A4: Identify related concepts (managerial, accounting, marketing, economic, legal, statistical, and computational) relevant to financial and banking sciences.
A5: Recognize the professional, ethical, and legal responsibilities related to financial and banking sciences.
Intellectual Skills
B1: Analyze issues and problems related to financial and banking practices in light of financial analysis results and financial feasibility studies.
B2: Analyze local and international environmental variables related to the financial and banking sector.
B3: Analyze financial and banking operations and the risks associated with them.
B4: Perceive and conceptualize the relationships between financial and monetary institutions and other local, regional, and international institutions.
B5: Analyze research findings and propose appropriate solutions to problems related to graduation research projects.
B2: Analyze local and international environmental variables related to the financial and banking sector.
B3: Analyze financial and banking operations and the risks associated with them.
B4: Perceive and conceptualize the relationships between financial and monetary institutions and other local, regional, and international institutions.
B5: Analyze research findings and propose appropriate solutions to problems related to graduation research projects.
Professional and Practical Skills
C1: Prepare financial and banking reports and plans.
C2: Design and manage systems related to the activities of financial and banking institutions.
C3: Apply and analyze risk management in light of local, regional, and international environmental variables.
C4: Prepare financial analysis reports.
C5: Prepare research studies and financial feasibility analyses in accordance with sound scientific methodology.
C6: Employ and utilize information technology in the financial and banking field.
C2: Design and manage systems related to the activities of financial and banking institutions.
C3: Apply and analyze risk management in light of local, regional, and international environmental variables.
C4: Prepare financial analysis reports.
C5: Prepare research studies and financial feasibility analyses in accordance with sound scientific methodology.
C6: Employ and utilize information technology in the financial and banking field.
General Skills
D1: Communicate effectively with individuals and institutions.
D2: Demonstrate logical and critical thinking, problem‑solving abilities, and the capacity to work within a team.
D3: Exhibit innovation and creativity, organize individual work, and develop self‑learning and professional development skills.
D4: Foster a sense of responsibility, capitalize on available opportunities, and accomplish tasks in accordance with legal foundations and ethical and professional standards.
D2: Demonstrate logical and critical thinking, problem‑solving abilities, and the capacity to work within a team.
D3: Exhibit innovation and creativity, organize individual work, and develop self‑learning and professional development skills.
D4: Foster a sense of responsibility, capitalize on available opportunities, and accomplish tasks in accordance with legal foundations and ethical and professional standards.
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Knowledgeable: Well‑versed in the theoretical principles and concepts of the financial and banking field, as well as the principles of financial analysis and planning, and the analysis of financial and banking operations and risks.
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Professional Competence: Capable of analyzing issues and problems related to financial and banking practices in light of financial analysis results and financial feasibility studies, in accordance with international standards and financial and banking legislation.
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Financial Analyst: Possesses the ability to analyze financial reports using various financial analysis tools and techniques, and to interpret the information contained therein.
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Decision‑Making Ability: Demonstrates the skill to analyze local and international environmental variables related to the financial and banking sector, evaluate available alternatives and solutions, and make appropriate financing and investment decisions.
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Innovative: Able to identify emerging financial and banking problems and issues and propose innovative solutions to address them.
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Research‑Oriented: Utilizes scientific research methods to analyze problems related to financial and banking sciences and to propose appropriate solutions.
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Committed to Professional Ethics: Refrains from any behavior that compromises integrity or objectivity or violates the confidentiality of information obtained during the performance of professional duties, and adheres to the teachings of Islam as well as national and faith identity.
- Successful completion of all program credit hours (132 credit hours).
- Passing the Graduation Research Project.
- Passing the Field Training requirement.
- Achieving a minimum cumulative grade of 50%.
- Completing the program within a minimum duration of eight academic semesters.
Knowledge Domains of the Financial and Banking Sciences Program
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Financial Management, including:
Financial analysis; financial planning; working capital management; financing and investment decisions; capital structure management. -
Banking Sciences, including:
Management of commercial and Islamic banks; banking operations; credit management; credit analysis; bank liquidity management. -
Investment and Financial Markets, including:
Money and capital markets; securities valuation; investment portfolio management; financial and investment analysis; financial derivatives. -
Islamic Finance, including:
Principles of Islamic banking; Islamic financing instruments; Sharia governance; risk management in Islamic banks. -
Financial Risk Management, including:
Credit risk; market risk; liquidity risk; enterprise risk management; financial hedging instruments. -
Financial Technology (FinTech), including:
Digital banking services; electronic payments; digital wallets; digital currencies and modern technologies; financial digital transformation. -
Economics and Financial Policies, including:
Microeconomics and macroeconomics; monetary and fiscal policies; international economics; economic development. -
Accounting and Financial Analysis, including:
Principles of accounting; reading and analyzing financial statements; use of accounting information in financial decision‑making.
Graduates of the Financial and Banking Sciences Program can pursue employment in the following fields:
- Working in various capacities at commercial and Islamic banks.
- Employment with finance companies and institutions specialized in project financing and microfinance lending.
- Working in insurance companies, particularly in finance departments and risk management units across different areas.
- Employment in commercial companies in administrative roles within financial and administrative departments.
- Working with investment‑oriented companies, such as real estate firms and other investment entities.
- Employment with civil society institutions, associations, and organizations, particularly in financial departments and in areas related to project budgeting and initiative planning, among other fields.